Buy ANY Home You Want - Owner Finance & Lease to Own | Nationwide Home Loans
Owner Finance & Lease to Own

Buy ANY Home You Want—We'll Finance It

Choose any home on the market. We'll purchase it for you and carry the financing until you're ready for a traditional mortgage.

Investopedia Named us "The Best All-In-One Lender for Refinancing."
Five‑Star Google Reviews
BBB A+ Accredited
No Inventory Limitations

🏡 You Pick ANY Home—We'll Buy It For You!

Zillow Redfin Realtor.com MLS Zillow Redfin Realtor.com MLS Zillow Redfin Realtor.com MLS

Browse the entire real estate market—Zillow, Redfin, Realtor.com, MLS listings—and choose your dream home.

ANY
City
ANY
Neighborhood
ANY
Home Listed

Not just our listings—the ENTIRE market is available to you!

Why Our Owner Financing & Lease to Own Option is Better

42 years of mortgage experience working for you.

Proven Expertise

Other companies may not fully understand what it takes to get you mortgage-ready, but with 42 years of mortgage experience, we do. At Nationwide Home Loans, we use our expertise to find tailored solutions just for you.

How Our Program Works

Our Owner Finance and Lease to Own Option program is designed to help you secure ANY home you want. Here's how it works: You pick ANY home listed for sale—anywhere—and we'll purchase it for you. We'll handle the financing until you're ready for a traditional mortgage, then we'll transition you into a loan that suits your needs.

You're not limited to a small inventory—browse the entire real estate market and find your dream home. Whether it's a starter home, luxury property, or anything in between, we offer flexible financing options. Whether you need owner financing or lease options, we provide one-stop shopping. We'll help you secure the best home value and offer a low fixed-rate option, or if you're not quite ready yet, we'll buy the home for you and carry the terms until you're ready for a mortgage.

How It Works

A simple, straightforward path to homeownership.

1

Choose ANY Home

You choose—we buy! Pick ANY home currently listed for sale. Not limited to our inventory. Any neighborhood, any home you love.

2

We Purchase It

Nationwide Home Loans purchases the home for you and holds the title while you work on becoming mortgage-ready.

3

Flexible Financing

We provide owner financing or lease-to-own terms with low fixed-rate options tailored to your situation.

4

Transition to Mortgage

When you're ready, we transition you into a traditional mortgage that suits your needs—seamless and straightforward.

Key Benefits

Why our program is the smart choice for aspiring homeowners.

Choose ANY Home on the Market

Complete freedom of choice! Browse MLS listings, Zillow, Redfin, Realtor.com—any home for sale, anywhere. We'll buy it for you.

Low Fixed-Rate Options

Enjoy competitive, low fixed-rate financing terms that make homeownership affordable.

Flexible Timeline

Work at your own pace to become mortgage-ready—no rush, no pressure.

Expert Guidance

42 years of experience guiding you through every step of your homeownership journey.

One-Stop Shopping

Everything you need in one place—home search, financing, and mortgage transition.

Seamless Transition

Smooth conversion from owner financing or lease-to-own to a traditional mortgage when you're ready.

Common Questions

Everything you need to know about choosing ANY home.

Can I really choose ANY home on the market?

Yes! Absolutely. You're not limited to a small selection of properties. Browse Zillow, Redfin, Realtor.com, MLS listings, or work with any real estate agent. When you find the home you love, we'll purchase it for you and provide owner financing or lease-to-own terms.

Are there location restrictions?

No location restrictions. Whether it's a starter home or luxury property, urban or suburban, we work with you to structure financing that fits. Any neighborhood—we evaluate each situation individually.

What if I find a home before contacting you?

Perfect! Call us immediately at (805) 235-8575. We'll review the property, work with the seller's agent, and move quickly to secure it for you. Many of our clients come to us with a home already picked out.

Ready to Buy ANY Home You Want?

Found your dream home on Zillow, Redfin, or Realtor.com? Can't qualify for a traditional mortgage yet? We'll buy it for you and provide owner financing or lease-to-own options until you're ready!

Click to Call David Ruch!

Phone: (805) 235-8575

NMLS # 309022

42 Years of Lending Experience!

Loan terms and credit approval may vary depending upon loan amount. In determining your actual loan amount, we will consider your ability to repay by looking at your income, debts, credit history, and other financial obligations. Nationwide Home Loans, Inc. is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

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