Modular and Manufactured Housing
Quality, Affordability, and Speed – Finance Your Factory-Built Dream Home
Named us "The Best All-In-One Lender for Refinancing."
What are Modular & Manufactured Homes?
Modern factory-built homes offer quality construction, cost savings, and faster completion times
Manufactured and modular homes are becoming increasingly popular as the housing market recovers and new construction struggles to keep up with demand. Both types of homes are built in controlled factory environments and then transported to their sites for installation by professional contractors, which can help reduce costs and construction time.
However, it's essential to understand the differences between manufactured and modular homes to make the best choice for your needs.
Both options offer significant advantages over traditional site-built homes, including quality control, weather protection during construction, and reduced overall costs.
Understanding Your Options
Learn the key differences between manufactured and modular homes
Manufactured Homes
Manufactured homes are built according to federal Housing and Urban Development (HUD) standards. They are attached to a steel frame with axles and wheels for transportation and can be either permanently or temporarily installed on a lot.
- Built to HUD federal standards
- Steel frame with axles for transport
- Can be permanently or temporarily installed
- Appraised against other manufactured homes
- More affordable option
- Advances in construction standards
Modular Homes
Modular homes are constructed to state-specific building codes and are delivered on flatbed trucks to a permanent foundation. Unlike manufactured homes, modular homes do not have a steel frame and cannot be moved once installed.
- Built to state-specific building codes
- Delivered on flatbed trucks
- Permanent foundation required
- Compared to site-built homes in value
- Higher construction standards
- Superior quality control
Why Choose Factory-Built Homes?
Key advantages of manufactured and modular construction
Cost Savings
Factory-built homes typically cost 10-20% less than comparable site-built homes due to efficient construction processes and bulk material purchasing.
Faster Construction
Build times are significantly reduced – often completed in weeks rather than months, getting you into your new home sooner.
Quality Control
Controlled factory environment ensures consistent quality, precise measurements, and protection from weather-related construction delays.
Energy Efficiency
Modern factory-built homes feature advanced insulation and energy-efficient systems, reducing utility costs and environmental impact.
Customization
Choose from numerous floor plans and finish options to create a home that matches your style and needs.
Expert Financing
Nationwide Home Loans specializes in factory-built home financing with flexible options and competitive rates.
Quick Comparison Guide
At-a-glance differences to help you decide
Flexible Financing Solutions
We offer specialized loan programs for factory-built homes
When deciding between manufactured, modular, or site-built homes, consider factors like quality, cost, and future value. No matter which type you choose, Nationwide Home Loans, Inc. offers financing solutions designed to help you build your new home with minimal out-of-pocket expenses.
Learn more about our One-Time Close Construction to Permanent loan – a single loan with one set of closing costs that covers both the construction and permanent financing phases!
Reviews From Past Clients
Don't take our word for it, here is what some of our past clients have to say about us!
"David Helped me secure financing for my very first home purchase. Other lenders would only pre-qualify me for amounts that were so much lower than I needed. I'll never forget, David said to me, 'Don't worry, Jeff... we'll get you financed for the home you want.' He was true to his word and so kind and understanding in dealing with my first-time home buyer's fears, concerns and questions."
"Nationwide Home Loans Inc is absolutely the best lender I've ever done business with. They are extremely friendly and take the time to listen to your needs. They are also very creative and helped us in a purchase and a refinance. With all of their experience, they will find a way to get your loan through. Call Nationwide, you'll be glad you did!"
Not sure which type of loan is right for you?
Let our experts guide you through your financing options
Loan terms and credit approval may vary depending upon loan amount. In determining your actual loan amount, we will consider your ability to repay by looking at your income, debts, credit history, and other financial obligations. Nationwide Home Loans, Inc. is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
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