Build Your Dream Home with Confidence
One-Time Close Construction to Permanent Loan—simplified financing from land purchase to move-in day.
Named us "The Best All-In-One Lender for Refinancing."
What Makes Our Construction Loans Different?
Simplifying the home building process with one loan from start to finish.
The Traditional Way vs. Our Way
Traditionally, building a home involves multiple steps: securing a land loan, obtaining a construction loan, and then finalizing permanent financing once your home is complete. Our One-Time Close Construction to Permanent Loan simplifies this by combining all these stages into one seamless process.
Apply now to have one of our Loan Officers assist you through this straightforward process and help make building your dream home a reality.
Streamlined Financing
Get your land, construction, and permanent financing in a single loan, avoiding the hassle of multiple approvals and applications.
Flexible Down Payments
Typically start with just 10% down. VA buyers might even build with $0 down, while FHA buyers can get started with just 3.5% down. Land equity can be applied towards your down payment.
Single Set of Closing Costs
Pay closing costs only once, rather than multiple times throughout the process. This saves you thousands of dollars.
Deferred Payments
Enjoy the benefit of no payments until the home is complete and the certificate of occupancy is issued, reducing financial strain during construction.
Loan Requirements
- Minimum Loan Amount: $250,000
- Property Types: This loan applies to land and manufactured or modular home packages
- One-Time Close: All financing stages combined into a single loan application and closing
What This Loan Covers
- Land Purchase: Financing for acquiring your building lot or property
- Construction Costs: All expenses related to building your home
- Permanent Mortgage: Converts to your long-term home loan upon completion
- Manufactured/Modular Homes: Includes factory-built home packages with land
Reviews From Past Clients
Don't take our word for it—here's what some of our past clients have to say about us!
"David helped me secure financing for my very first home purchase. Other lenders would only pre-qualify me for amounts that were so much lower than I needed. I'll never forget, David said to me, 'Don't worry, Jeff... we'll get you financed for the home you want.' He was true to his word and so kind and understanding in dealing with my first-time home buyer's fears, concerns and questions."
"Nationwide Home Loans Inc is absolutely the best lender I've ever done business with. They are extremely friendly and take the time to listen to your needs. They are also very creative and helped us in a purchase and a refinance. With all of their experience, they will find a way to get your loan through. Call Nationwide, you'll be glad you did!"
Ready to Build Your Dream Home?
Not sure which type of loan is right for you? Let our experienced team guide you through the construction financing process and help make building your dream home a reality.
Loan terms and credit approval may vary depending upon loan amount. In determining your actual loan amount, we will consider your ability to repay by looking at your income, debts, credit history, and other financial obligations. Nationwide Home Loans, Inc. is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
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