Transform Your House Into Your Dream Home
Finance both purchase and renovation costs in one loan—turn a fixer-upper into your perfect home.
Named us "The Best All-In-One Lender for Refinancing."
What Makes Renovating With Us Different?
We make buying and renovating a home easier and more straightforward.
Turn Almost-Perfect Into Perfect
Finding the perfect home in today's market can be tough. Let us help you turn a house that needs a bit of work into your ideal home or transform a fixer-upper into something amazing. We team up with real estate agents and contractors to get the job done.
If building from scratch sounds like a better option, we can support you in creating your perfect home. Want to know more about how we make buying a home easier and more straightforward? Call us today!
Found the Right House That Needs Updates?
Ever come across a house that's almost right but could use a few updates, or seen a fixer-upper that's priced well but needs a renovation loan? Our HomeStyle and FHA 203(k) loans are designed to help with exactly that.
Our Renovation Loan Programs
Choose the loan program that fits your renovation needs and budget.
FHA 203(k) Loan
Perfect for first-time homebuyers and those with lower down payments who need to renovate a fixer-upper.
- As low as 3.5% down payment
- Finance purchase + renovation costs
- Lower credit score requirements
- FHA loan limits apply
- Primary residence only
Fannie Mae HomeStyle® Loan
Flexible renovation financing for a wide range of property types and renovation projects with competitive rates.
- As low as 5% down payment
- Higher loan limits than FHA
- Primary, second home, or investment property
- Major or minor renovations
- Competitive interest rates
Why Choose a Renovation Loan?
Benefits that make transforming your home easier and more affordable.
One Loan, One Closing
Finance both the purchase and renovation costs with a single loan—no need for separate construction loans.
Lower Down Payments
Get started with as little as 3.5% down (FHA 203(k)) or 5% down (HomeStyle)—more affordable than you think.
Save on Closing Costs
One loan means one set of closing costs—saving you thousands compared to separate loans.
Expert Partnership
We work with real estate agents and contractors to coordinate your project from start to finish.
Flexible Renovations
Fund everything from minor updates to major structural renovations—kitchen remodels, additions, and more.
Build Instant Equity
Buy below market value, renovate, and instantly increase your home's value and equity.
Reviews From Past Clients
Don't take our word for it—here's what some of our past clients have to say about us!
"David helped me secure financing for my very first home purchase. Other lenders would only pre-qualify me for amounts that were so much lower than I needed. I'll never forget, David said to me, 'Don't worry, Jeff... we'll get you financed for the home you want.' He was true to his word and so kind and understanding in dealing with my first-time home buyer's fears, concerns and questions."
"Nationwide Home Loans Inc is absolutely the best lender I've ever done business with. They are extremely friendly and take the time to listen to your needs. They are also very creative and helped us in a purchase and a refinance. With all of their experience, they will find a way to get your loan through. Call Nationwide, you'll be glad you did!"
Ready to Transform Your House Into Your Dream Home?
Not sure which type of loan is right for you? Let our experienced team help you explore renovation financing options and turn that fixer-upper into your perfect home.
Loan terms and credit approval may vary depending upon loan amount. In determining your actual loan amount, we will consider your ability to repay by looking at your income, debts, credit history, and other financial obligations. Nationwide Home Loans, Inc. is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
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