Get Fast Funding for Your Property Investments!
Short-term financing designed for real estate investors. Fund both acquisition and renovation with streamlined approvals and competitive rates.
Named us "The Best All-In-One Lender for Refinancing."
What is a Fix & Flip Loan?
A Fix & Flip loan is a short-term financing instrument structured to fund both the acquisition and rehabilitation of real estate assets. Designed for investors seeking to optimize returns through property renovation and resale, these loans provide essential capital for projects ranging from single-family residences to multi-family and mixed-use properties.
With streamlined approvals, adaptable terms, and competitive interest rates, Fix & Flip loans facilitate efficient project execution and portfolio expansion for both novice and experienced real estate investors. Whether you're flipping your first property or managing multiple renovation projects, our Fix & Flip financing solutions provide the capital and flexibility you need to succeed.
Eligibility Requirements
What you need to qualify for Fix & Flip financing
Minimum Credit Score of 620
A credit score of at least 620 is required to qualify. Higher credit scores may qualify for more favorable interest rates and loan terms.
Property Must Be Non-Owner-Occupied
Fix & Flip loans are designed for investment properties only. The property cannot be your primary residence during the renovation period.
Solid Investment Plan with Renovation Budget
Provide a detailed investment plan including purchase price, renovation scope, estimated costs, and projected after-repair value (ARV) with timeline.
Real Estate Experience (Preferred but Not Required)
While prior real estate investment experience is valued, first-time flippers with a strong plan and financial backing are welcome to apply.
Minimum Loan Amount of $100,000
Our Fix & Flip loans start at $100,000 to ensure the financing makes economic sense for meaningful renovation projects.
Proof of Financial Stability
Demonstrate financial stability with adequate reserves, assets, and ability to repay the loan. Bank statements and asset documentation required.
No Bankruptcy Filings Within Past Two Years
Clean financial history with no bankruptcy filings in the last 24 months demonstrates financial responsibility and creditworthiness.
Frequently Asked Questions
Get answers to common questions about Fix & Flip Loans
Reviews From Past Clients
Don't take our word for it, here is what some of our past clients have to say about us!
"David Helped me secure financing for my very first home purchase. Other lenders would only pre-qualify me for amounts that were so much lower than I needed. I'll never forget, David said to me, "Don't worry, Jeff... we'll get you financed for the home you want." He was true to his word and so kind and understanding in dealing with my first-time home buyer's fears, concerns and questions."
"Nationwide Home Loans Inc is absolutely the best lender I've ever done business with. They are extremely friendly and take the time to listen to your needs. They are also very creative and helped us in a purchase and a refinance. With all of their experience, they will find a way to get your loan through. Call Nationwide, you'll be glad you did!"
Ready to Fund Your Next Investment?
Not sure which type of loan is right for you?
42 Years of Lending Experience!
Loan terms and credit approval may vary depending upon loan amount. In determining your actual loan amount, we will consider your ability to repay by looking at your income, debts, credit history, and other financial obligations. Nationwide Home Loans, Inc. is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
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