https://jsfiddle.net/b5tgprwn/# Nationwide Home Loans, Inc | home loan programs
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Refinancing Options
Cash Out Refinance
Bank Statement Loans
VA & FHA Loans
Low Interest Rate Refinance
No Income Qualifying Loans
more options... 

 

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Home Purchase Loans
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Conventional Loans as Low as 3% Down
FHA Loans as Low as 3.5% Down
0% Down VA Loans
0% Down USDA Loans
Unique Lease Option Program

 One Stop Shopping Makes Us Different

Finding the right home can be tough, so we work hand-in-hand with your real estate agent to find options that fit your budget and financing needs.

 

To make things easier, we offer programs like the HomeStyle Renovation Loan to help you turn a fixer-upper into your dream home, and the One Time Close Construction Loan, which supports first-time buyers in building a new home with just a small down payment and no payments until construction is done.

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Our One Stop Shopping approach means we're here for you throughout the entire process, offering support and guidance every step of the way.

Construction Loans

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One Time Close Loan

Perfect For First Time Homebuyers

FHA 3.5% Down

VA 0% Down

Home Renovation Loans

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Minor Renovations

Whole House Remodels

Finance the purchase and renovation or remodel all in one loan

Investing

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Single Family

Fix and Flip

Buy and Hold

Multi-Family

Apartment Buildings

Complexes

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Our Loan Programs Make Us Different

At Nationwide Home Loans, Inc., we’re committed to assisting you with any real estate financing need, whether you're buying, renovating, refinancing, or investing. We offer a broad range of programs, though we can't list them all here. Some of our key offerings include:

  • Financing for your next home purchase

  • Refinancing your current home

  • Conventional, VA, FHA, and USDA loans for existing properties

  • VA and FHA One-Time Close Construction to Permanent Financing

  • HomeStyle Purchase and Renovation Loan

  • Lease Options for self-employed buyers and those with unique credit situations

  • 12 and 24-Month Bank Statement Loans

  • Commercial Loans for projects of any size, from small multifamily units to large developments

  • Bridge loans for property improvements and flips

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If we don’t have the exact loan solution you need, we’re here to help you find the right lender who does. Our priority is to ensure you receive the best support and guidance throughout your financing journey.

Our Financial Approach Sets Us Apart

Your home has the potential to be a powerful financial asset or a challenging drain on your resources and wealth-building efforts. At Nationwide Home Loans, we’re dedicated to helping you make the most of your home’s equity. Our loan officers and financial planning partners offer proven strategies that were once available only to the wealthy and well-connected. We’re here to guide you in using your home’s equity to secure your retirement, safeguard against unexpected setbacks, and build a lasting financial legacy for your loved ones.

Our Commitment to Your Success

As a smaller firm, we offer a level of personalized service that larger companies strive to achieve. Our branch managers have direct access to our president and CEO, David Ruch, and handle interactions personally with clients, agents, title companies, and others involved in your real estate transaction. Unlike bigger firms, your file won’t be handed off to different loan officers due to high turnover or dissatisfaction. We take pride in our work at Nationwide Home Loans, and we’re confident you’ll appreciate the dedicated, personal service we provide.

Reviews From Past Clients

Don't take our word for it, here is what some of our past clients have to say about us!

“David Helped me secure financing for my very first home purchase. Other lenders would only pre-qualify me for amounts that were so much lower than I needed. I'll never forget, David said to me, "Don't worry, Jeff... we'll get you financed for the home you want." He was true to his word and so kind and understanding in dealing with my first-time home buyer's fears, concerns and questions.”

“I was lucky to have found Nationwide Home Loans Inc. Unlike other agencies I have worked with, they actually listened to me and were instrumental in getting us the perfect home loan. Thanks to them, my husband and I are going to have our dream of owning a home become a reality.”

“Nationwide Home Loans Inc is absolutely the best lender I've ever done business with. They are extremely friendly and take the time to listen to your needs. They are also very creative and helped us in a purchase and a refinance. With all of their experience, they will find a way to get your loan through. Call Nationwide, you'll be glad you did!”

Jeff Nelson

Claudia Fernandez

Damon Gillette

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 What Makes Us Different

Did you know that your financing options can greatly influence the homes you’re able to buy? Unlike big banks that offer limited programs and focus on high volume, Nationwide Home Loans is committed to ensuring your financing liberates you rather than restricts you. Our One-Stop Shopping concept provides a range of choices tailored to your needs.

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We are dedicated to closing your loan on time with the most competitive terms, while also focusing on your long-term satisfaction and financial success. Whether you’re purchasing your first home or expanding your real estate portfolio, Nationwide Home Loans provides competitive loan solutions designed to meet your goals.

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Contact us by Phone: 805-235-8575

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Corporate Headquarter Address:

  • 890 Delano St, Pismo Beach, CA, 93449​

  • 6500 S Quebec St, Suite 300 Greenwood Village, CO, 80111

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5 Star Google Ratings
Equal Housing Lender
Better Business Bureau

©2021 by Nationwide Home Loans, Inc. 

Loan terms and credit approval may vary depending upon loan amount. In determining your actual loan amount,, we will consider your ability to repay by looking at your income, debts, credit history and other financial obligations.
 

Nationwide Home Loans, Inc.

License by the Department of financial Protection and Innovation under California Residential Mortgage Lending Act.
NMLS ID: 331347

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